What we do.
Our flagship product is Benefit Asset Management (BAM). We become your broker of record, capture every commission dollar in your plan into a dedicated, segregated account, and draw a single fixed fee from it, so your plan sees a $0 invoice. You then redirect the rest back into your plan. It starts with a Commission Transparency Report and is built so your fiduciary committee never has to rely on the broker to police itself.
Your commissions, captured and working for your plan.
BAM begins with a 3-week Commission Transparency Report, a per-vendor map of disclosed and undisclosed compensation flowing through your plan. From there, we become your broker of record and capture all of your plan's commissions into a dedicated, segregated account we hold for you. We draw a single fixed fee from that account, so your plan receives a $0 invoice, and you redirect the remaining dollars back into your plan. BAM layers strategic oversight and plan optimization on top, making it our full-scope, flagship engagement.
- We become your broker of record across your benefit lines
- All plan commissions captured into a dedicated, segregated account
- A single fixed fee drawn from that account, so your plan sees a $0 invoice
- You redirect the remaining dollars back into your plan
- Added strategic oversight and plan optimization across your partners
- Starts with a 3-week Commission Transparency Report (CTR)
The 3-week pre-engagement audit. Every dollar, disclosed and undisclosed, flowing through your plan, mapped, sourced, and quantified. Most clients see their program for the first time when they open it.
See the CTR →The right-sized version of BAM. The same commission-capture model and reporting (your broker of record, the segregated account, the fixed fee, the $0 invoice), scaled to a smaller commission footprint.
Discuss CMP →The CTR lands inside 30 days.
Strategic oversight above your broker.
Plan Performance Partnership is stand-alone oversight and plan-optimization consulting for your health and welfare program. It carries no broker-of-record appointment and no segregated account, none of the commission-capture machinery of BAM or CMP. We are not here to replace your broker or your consultants. From a seat alongside senior benefits leadership, we hold your partners accountable on behalf of the plan: optimizing the structure of services your partners deliver, stress-testing renewal decisions, and providing a second opinion on the critical deliverables that reach your fiduciary committee's desk. Engagements are deliberately selective, limited each year to a small number of large employers running complex health and welfare programs.
- Strategic oversight layered above an existing broker relationship
- Annual scorecards on incumbent broker and vendor performance
- Renewal-prep counter-strategy and board-ready reporting
- Vendor benchmarks and best-alternative analysis
- ROI audits on point-solution vendors (wellness, disease management, carve-outs)
- Direct support for benefits leadership through quarterly reviews
- Broker RFPs, scored on weighted rubrics alongside actuarial and pharmacy
- Facility and provider price audits, surfacing where hospital pricing, not utilization, is moving costs
A limited number of Plan Performance Partnership engagements